
Dos
- Send requested documents as promptly as you can
- Disclose the income you want considered for qualifying
- Disclose your debt (i.e. side business, alimony, child support, additional real estate owned etc.)
- Be honest about your credit (good or bad)
- Pay your bills on time (mortgage, rent, car payments, credit cards, etc.)
- Use your credit card normally
- Make sure your spouse is available for the closing (if purchasing a primary residence)
- Communicate with your loan originator and loan partner

Don'ts
- Change or quit your job
- Pay off debts, collections, or charge-offs (unless your loan officer recommends it)
- Move out of your current home
- Make major changes to your asset structure
- Co-sign or co-borrow on anything
- Make large cash deposits into your bank accounts





What Our Customers Say
5
Lisa Louise F.
Tom and his team are the BEST! Easy process start to finish.
5
Wendy M S.
I hate to say it for his family's sake but Chris was available ALWAYS. That combined with his calmness and knowledge was exactly what everyone needs.
5
Katy C.
Jamie did a great job of helping my first time buyers understand the process. I always feel comfortable sending my buyers to Jamie knowing she will explain all of thier options, answer all of their questions and take good care
5
Johnette T.
Jamie and her team were absolutely amazing! It was a very smooth and seamless transaction. The communication was amazing and no was left unanswered! I look forward to working with Jamie and her team again in the future!
5
Mary Katherine A T.
Jamie and her team were so helpful and easy to work with! They made our home buying process so seamless!
5
John C F.
Jennifer and team engaged quickly, explained the process and worked with me to make the process painless and quick.
5
Caleb M. B.
Barry and the mortgage firm team were amazing to work with every step of the process. I will highly recommend them to anyone that will llisten.
5
Charles A C.
attentiveness and communication
5
Curtis Vernon N.
Very helpful and responsive
5
Brian C K.
Rick was available, prompt and effective. Thanks