Buy a Home | The Mortgage Firm

Pre-Approval 101

Pre-approval is powerful. When you place an offer on a home, it shows the seller that you're vetted and serious about buying.

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Income

We look at how much money you make and how consistently you make it. Have a nontraditional job? We have loans for you, too.

Credit

Your financial reputation in a three-digit number. Higher scores have perks, and lower ones still qualify for some programs.

Assets

We'll check your accounts to see what you can bring to the table for your down payment, closing costs, or any financial cushion after the deal closes.

The Complete Guide To Buying A Home

Ready to take the next step toward homeownership? Download our free guide for expert tips, checklists, and everything you need to buy with confidence.

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Free Guides & Resources

Our favorite kind of buyer? A confident one. Brush up on your loan knowledge, get an accurate quote, and let's get to it.

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Hometown Heroes Returns August 18th!

Hometown Heroes is returning to Florida, but with big changes from Florida's Congressmembers and Governor DeSantis. Find out what we know about the program launch date, eligibility requirements, and funds available. Bookmark this page and get updates as soon as they're public!

We're Talking About It

Get the scoop on market trends, lending insights, and strategies that work. For relational agents, curious buyers, and anyone else who appreciates quality information without the weird vibes.

Click here to view all blog and news articles.

Hometown Heroes 2025 Returns August 18th Aug 05, 2025

The Hometown Heroes Program is a Florida state initiative that helps eligible workers buy a primary residence in the community they serve. Here’s what Florida Housing has told us about this year's pro...

What Our Customers Say

48,832 Reviews

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Jookyoung J Han F.

Derick has been very helpful in keeping us informed, always quick to reply to our questions, and very patient as well.

Kenneth S E.

Sean made it great !

Martin F T.

sean is very understanding and is very knowledgeable of the needs my wife and I needed and made it work in such a short amount of time. Would recommend Sean to all my friends. A+++++++++++++

Moana S F.

Derick has been very responsive and provided all the resources and information that my wife and I needed to make an informed decision. During the closing process, Derick's team has been on top of the process and followed up in

Andrew Gage B.

From the first email to the finish line Jeremy was helpful and responsive to all of our questions.

Jeffrey W.

Steve, Laina, and Kathy were amazing to us throughout the entire home-buying process. Everything was explained to us and they made us feel comfortable with our decisions. I know we made the right choice in picking Cornerstone!

Rebecca Lynn G.

Thank you all so much! the entire experience was wonderful. Communication, transparency and professionalism are very important to me. I was very happy with the level of services I received!

Reggie W.

Laura was the absolute best! She was so incredible helpful during the process all the way to the end. And then afterwards, even after everything was said and done, she helped me with multiple other items. Can’t recommend her enough.

Lindyn Rachelle L.

Jamie and her team made the home buying process as easy as it could be. They explained everything to me and made me feel comfortable to ask any questions necessary. I am so grateful for Jamie and everything that her

Alejandro L.

Sam is very professional and helpful! I am very thankful for his amazing knowledge and guidance! His son Drayton has learned from him and was exceptional! Lori and Julie were on it and follow up with me in a matter

Our Favorite Phrase? "Welcome Home."