Welcome to our Terms & Conditions page

By accessing and using this website, you agree to be bound by the terms outlined here. These Terms & Conditions govern your use of our services, tools, and information provided through our site and outline important legal obligations and rights. We encourage you to review them carefully. This website is intended for informational purposes only and does not constitute a commitment to lend or guarantee loan approval. All loan programs, rates, and terms are subject to change without notice and may vary based on individual circumstances and state guidelines.

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We are here to help!

We strive to provide accurate, up-to-date information. Your continued use of the site signifies your acceptance of any modifications to these terms. We also recommend reviewing our Privacy Policy and Accessibility Policy to understand how your information is handled and how we ensure access for all users. If you have questions about these Terms & Conditions or how they apply to your situation, please don't hesitate to reach out for support.

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Disclaimers

Loan Options:

Additional terms and conditions may apply. Programs are subject to change without notice and subject to respective program eligibility guidelines. An offer of credit is subject to credit approval. The Mortgage Firm, Inc. is not affiliated with any government agency. Origination of programs are subject to training and/or licensing requirements if applicable.

Calculators:

The mortgage calculators provided on this website are for informational and illustrative purposes only. The results generated are estimates based on general assumptions and the information you enter - they do not in any way constitute or signal financial advice, loan approval, or a commitment to lend. Actual loan terms, interest rates, and payments may vary based on your financial situation, lender requirements, and market conditions. We recommend consulting with a licensed mortgage professional or financial advisor to review your specific circumstances before making any financial decisions. We are not responsible for any discrepancies, errors, or financial decisions made based on calculation output.

Spanish Translation:

El contenido de este sitio web está en español para mayor comodidad. Su transacción hipotecaria, documentos incluidos como la Solicitud, la Estimación del préstamo, la Divulgación de cierre, la Hipoteca y el Pagaré, se realizarán en inglés. Asegúrese de estar preparado para continuar en inglés o de tener un traductor disponible. No podemos recomendar ningún intérprete ni ayudar a encontrar intérpretes.

Licensed by the N.J. Department of Banking and Insurance.

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